:root{--ink:#102033;--navy:#072b4c;--navy2:#0b3d67;--blue:#2aaee8;--blue2:#72d2f7;--ice:#eaf8fe;--soft:#f5f9fc;--line:#d8e7f0;--muted:#617487;--white:#fff;--success:#16875b;--shadow:0 18px 48px rgba(7,43,76,.11);--shadowsoft:0 10px 30px rgba(7,43,76,.07)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.58}img,svg{max-width:100%;height:auto}a{color:inherit}.container{width:min(1180px,calc(100% - 36px));margin:auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.utility{background:var(--navy);color:#fff;font-size:13px}.utility .container{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}.utility__proofs{display:flex;gap:20px;opacity:.92}.utility a{text-decoration:none;font-weight:900}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(216,231,240,.9)}.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:max-content}.brand img{width:48px;height:48px}.brand__text strong{display:block;color:var(--navy);font-size:20px}.brand__text span{display:block;color:var(--muted);font-size:11px;font-weight:700}.nav__links{display:flex;align-items:center;gap:20px}.nav__links>a:not(.btn){text-decoration:none;color:var(--navy);font-weight:760;font-size:14px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:1px solid transparent;border-radius:999px;padding:13px 20px;text-decoration:none;font-weight:900;cursor:pointer}.btn--primary{background:var(--blue);color:#fff;box-shadow:0 10px 28px rgba(42,174,232,.25)}.btn--primary:hover{background:#1f9fd8;transform:translateY(-1px)}.btn--dark{background:var(--navy);color:#fff}.btn--outline{background:#fff;border-color:#a9cfe1;color:var(--navy)}.btn--white{background:#fff;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 88% 14%,rgba(42,174,232,.24),transparent 25%),linear-gradient(135deg,#f8fcff 0%,#fff 52%,#edf8fe 100%);border-bottom:1px solid var(--line)}.hero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding:76px 0 58px}.kicker{display:inline-flex;align-items:center;gap:8px;background:var(--ice);color:var(--navy);border:1px solid #ccebf8;padding:8px 13px;border-radius:999px;font-size:13px;font-weight:900}.kicker:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--blue)}h1{font-size:clamp(44px,6.1vw,72px);line-height:.99;letter-spacing:-2.4px;color:var(--navy);margin:18px 0 20px}.hero__lead{font-size:19px;color:#40566b;max-width:720px;margin:0}.hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin:27px 0 21px}.hero__mini{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;margin-top:24px}.mini-proof{background:rgba(255,255,255,.82);border:1px solid var(--line);border-radius:15px;padding:12px 13px;font-size:13px;color:#496074;box-shadow:0 5px 16px rgba(7,43,76,.03)}.mini-proof b{display:block;color:var(--navy);font-size:14px;margin-bottom:2px}
.hero-visual__frame{background:linear-gradient(145deg,var(--navy),#0a416e);border-radius:30px;padding:22px;box-shadow:var(--shadow)}.hero-visual__top{display:flex;justify-content:space-between;gap:10px;color:#fff;margin-bottom:15px}.hero-visual__top small{opacity:.72}.hero-visual__top strong{display:block;font-size:18px}.hero-visual img{display:block;background:#fff;border-radius:20px}.hero-visual__bottom{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:12px}.visual-stat{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.12);color:#fff;border-radius:14px;padding:12px}.visual-stat b{display:block;font-size:13px}.visual-stat span{display:block;font-size:12px;opacity:.75;margin-top:2px}
.insurance-bar{background:#fff;border-bottom:1px solid var(--line)}.insurance-bar__inner{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:17px;padding:20px 0}.insurance-icon{width:54px;height:54px;border-radius:16px;background:var(--navy);display:grid;place-items:center;color:#fff;font-size:24px;font-weight:900}.insurance-bar h2{font-size:20px;margin:0 0 3px;color:var(--navy)}.insurance-bar p{margin:0;color:var(--muted);font-size:14px}
section{padding:76px 0}.section--soft{background:var(--soft)}.section-head{max-width:790px;margin-bottom:38px}.section-head .eyebrow{display:block;color:#1786b7;font-size:12px;font-weight:950;letter-spacing:.12em;text-transform:uppercase;margin-bottom:9px}.section-head h2{font-size:clamp(31px,4vw,43px);line-height:1.08;letter-spacing:-1.1px;color:var(--navy);margin:0 0 12px}.section-head p{font-size:17px;color:var(--muted);margin:0}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service{background:#fff;border:1px solid var(--line);border-radius:22px;padding:25px;box-shadow:var(--shadowsoft);transition:.2s}.service:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.service__icon{width:47px;height:47px;border-radius:14px;background:var(--ice);display:grid;place-items:center;color:var(--navy);font-weight:950;margin-bottom:17px}.service h3{font-size:20px;color:var(--navy);margin:0 0 8px}.service p{font-size:15px;color:var(--muted);margin:0}.service a{display:inline-block;margin-top:14px;color:#167faf;text-decoration:none;font-weight:900;font-size:14px}
.emergency{display:grid;grid-template-columns:.9fr 1.1fr;gap:23px}.emergency__dark{background:linear-gradient(145deg,var(--navy),#0b4a79);border-radius:28px;padding:34px;color:#fff;box-shadow:var(--shadow)}.emergency__dark h2{font-size:36px;line-height:1.08;margin:0 0 12px}.emergency__dark p{opacity:.84}.emergency__dark .phone{display:inline-block;margin-top:20px;text-decoration:none;font-size:29px;font-weight:950}.damage-steps{display:grid;grid-template-columns:1fr 1fr;gap:13px}.damage-step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.damage-step__n{display:inline-grid;place-items:center;width:31px;height:31px;border-radius:10px;background:var(--ice);color:var(--navy);font-weight:950;margin-bottom:10px}.damage-step strong{display:block;color:var(--navy);font-size:16px}.damage-step span{display:block;color:var(--muted);font-size:13px;margin-top:4px}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.trust-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:21px}.trust-card b{display:block;color:var(--navy);font-size:16px;margin-bottom:5px}.trust-card span{font-size:13px;color:var(--muted)}
.insurance-panel{background:linear-gradient(135deg,#eefaff,#fff);border:1px solid #cdebf8;border-radius:28px;padding:34px;display:grid;grid-template-columns:1fr .9fr;gap:30px;box-shadow:var(--shadowsoft)}.insurance-panel h2{font-size:36px;color:var(--navy);margin:0 0 12px;line-height:1.1}.insurance-panel p{color:#4b6175}.insurance-steps{display:grid;gap:10px}.insurance-step{background:#fff;border:1px solid var(--line);border-radius:15px;padding:15px 16px;display:flex;gap:12px}.insurance-step__n{min-width:29px;height:29px;border-radius:9px;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:12px;font-weight:900}.insurance-step b{display:block;color:var(--navy);font-size:14px}.insurance-step span{display:block;color:var(--muted);font-size:12px;margin-top:2px}.disclaimer{font-size:12px!important;color:#687a89!important}
.area-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px}.area-main{background:var(--navy);color:#fff;border-radius:26px;padding:32px}.area-main h2{font-size:34px;margin:0 0 10px}.area-main p{opacity:.82}.region-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.region{background:#fff;border:1px solid var(--line);border-radius:15px;padding:17px 18px;color:var(--navy);font-weight:850}.region--home{background:var(--ice);border-color:#bfe7f7}
.audience-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.audience{background:#fff;border:1px solid var(--line);border-radius:16px;padding:19px}.audience b{color:var(--navy);display:block}.audience span{color:var(--muted);font-size:13px}
.faq{display:grid;gap:11px}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:17px 19px}.faq summary{cursor:pointer;color:var(--navy);font-weight:900}.faq p{color:var(--muted)}
.contact{display:grid;grid-template-columns:.85fr 1.15fr;gap:26px}.contact__copy{background:linear-gradient(145deg,var(--navy),#0a4775);color:#fff;border-radius:27px;padding:34px}.contact__copy h2{font-size:36px;line-height:1.08}.contact__phone{display:block;color:#fff;text-decoration:none;font-size:30px;font-weight:950}.contact__mail{color:#d8effa}.form{background:#fff;border:1px solid var(--line);border-radius:27px;padding:30px;box-shadow:var(--shadow)}.form h2{color:var(--navy)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.field{margin-bottom:13px}.field--full{grid-column:1/-1}.field label{display:block;color:var(--navy);font-size:12px;font-weight:900;margin-bottom:6px}.field input,.field textarea,.field select{width:100%;border:1px solid #bcd6e4;border-radius:12px;padding:13px 14px;font:inherit}.field textarea{min-height:110px;resize:vertical}.consent{font-size:12px;color:var(--muted);display:flex;gap:8px;align-items:flex-start}.form-status{margin-top:12px;font-size:13px}
.cta{background:linear-gradient(135deg,var(--navy),#0b4a79);border-radius:28px;color:#fff;padding:40px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:28px}.cta h2{font-size:35px;line-height:1.08;margin:0}.cta p{opacity:.8}
.footer{background:#061b2d;color:#c3d6e5;padding:47px 0 94px;margin-top:74px}.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:30px}.footer strong{color:#fff}.footer a{color:#d7edf8}.mobile-call{display:none}
.pagehero{padding:58px 0 44px;background:linear-gradient(135deg,#f7fcff,#fff,#edf8fe);border-bottom:1px solid var(--line)}.pagehero h1{font-size:clamp(40px,5vw,56px)}.breadcrumb{font-size:13px;color:var(--muted)}.article{max-width:820px}.article h2{font-size:31px;color:var(--navy);margin-top:40px}.article p,.article li{color:#435a6d}
@media(max-width:980px){.nav__links>a:not(.btn){display:none}.hero__grid,.emergency,.insurance-panel,.area-grid,.contact{grid-template-columns:1fr}.service-grid{grid-template-columns:1fr 1fr}.trust-grid,.audience-grid{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.utility__proofs{display:none}.utility .container{justify-content:center}.nav{height:68px}.brand__text span{display:none}.nav__links .btn{display:none}.hero__grid{padding:52px 0 38px}.hero__mini{grid-template-columns:1fr}h1{font-size:44px}.service-grid,.damage-steps,.trust-grid,.region-grid,.audience-grid,.form-grid{grid-template-columns:1fr}section{padding:55px 0}.section-head h2{font-size:31px}.insurance-bar__inner{grid-template-columns:auto 1fr}.insurance-bar .btn{grid-column:1/-1}.field--full{grid-column:auto}.cta{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.mobile-call{display:block;position:fixed;left:14px;right:14px;bottom:14px;z-index:80;background:var(--blue);color:#fff;text-decoration:none;text-align:center;padding:15px;border-radius:999px;font-weight:950;box-shadow:0 12px 30px rgba(7,43,76,.32)}}